Contrato previdenciário complementar privado

Abstract

This paper discusses the complementary private pension contract, highly relevant topic, considering the very factual situation that is social security as well as economic insecurity due to lower labor and financial capacity over the years, indicating the importance of need for financial and social security education programs allying the pooling of efforts between the state and civil society for the exploration of ensuring the individual entering the downtime to maintenance standard of living equivalent to that had as insert in the labor market demonstrating, through the analysis of relevant legislation, of the agents involved, the contractual elements of the guiding principles and relationship characteristics, the fundamental respect for the pension contract in order to enable and ensure the achievement of its purpose. That is why the approach of historical considerations with the registration of country legislation applicable to the pension for both public companies and closed deserved highlights in order to allow the issue of marking studied, which sought often bring also the issues related to social security agreement with its peculiarities in relation to the actors of this legal relationship and their characteristics. Applying the same supplementary pension, he tried to enumerate them with their specific before the constitutional settlement given its contractuality and complementarity, autonomy from social welfare and facultativity of accession with the complementary private system by obedience to funding and the actuarial balance of the pension plan, always obeying the transparency and information to the target audience. Without forgetting the contractual mutability with respect vested right to the participant, and also of the principles of social function and good faith who are inserts in the creation of the contractual bond under the legal and factual approach, with protectionist temperament of the specific legislation, prior to own the Consumer Protection Code, the analysis even of your specific application