Estratégias de concessão de benefícios na previdência aberta no Brasil

Abstract

Currently, one of the main challenges related to social security has been the increase in the population's life expectancy. In view of this, this work aims to conduct qualitative research on five types of income granting benefits offered in the Open Pension market in Brazil, showing their advantages and disadvantages, as well as highlighting the relevance of supplementary pension at the end of the employment phase. of individuals. For this purpose, the method used consisted of a bibliographical survey of the structures of the Brazilian pension system and the types of benefits offered by open pension entities. Furthermore, based on data provided by an Open Pension entity, a survey was conducted of the choices made by beneficiaries at the beginning of the granting of benefits. Finally, by combining intelligent investment strategies and understanding the pension market, it is possible to aspire to a safer and more satisfying retirement during the working phase